I'm having a problem with posting here, it seems that blogger has limitation on number of characters per post. Until, I'm not that familiar on how this works, I shall limit my entries to short ones hehe.
I'm halfway reading Confessions of Shopaholic and somehow I feel that I need to reassess our financial situation. You see for the past couple of months, I was not able to save from our earnings, so from now on I vowed to Cut Back on our expenses by:
- Segregate the budget money from the savings by putting it into different accounts. Savings Account are not to be touch unless in extreme emergency situations.
- Live by the budget. If I want to buy something that is not budgeted, I should cut down on other expenses.
- Check for altenative brands to purchase instead of the pricey regular buys.
- Limit eat-outs to twice a month.
- Save on electricity by always checking lights, electric fans. Limit the ironing of clothes to once a week and do not iron everything. Do watch movies downstairs to save on airconditioning system.
- Wait 'til we can afford to buy what we want, do not take advantage of credit cards.
These are the doable things I can think of as of now. I hope we can really follow these. |
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